Tax Efficient Retirement Planning for Executives & Business Owners
Make smarter decisions with your wealth and reduce taxes.
Make smarter decisions with your wealth and reduce taxes.
Retirement Planning Goal:
Work because you want to, not because you have to. Isn't that the dream?
Together we'll chart your path to financial independence so you'll be able to live life on your terms and confidently enjoy your retirement when the time comes.
You have worked hard to achieve this level of success. Let's make sure that your assets are safe and located in structures that provide protection from the unexpected.
Just about every financial decision you make has tax implications. Effective tax planning aims to lower your lifetime tax bill and free up cash flow that can be redirected toward paying off your mortgage, retirement savings, or used to enhance your family's lifestyle. We call this tax loss redirection.
You have much more to leave your chilidren and grandchilren than money. Life lessons that shaped who you have become can have a lasting impact on the future generations.
We'll help you impart those lessons and your values to your loved ones so they can start their personal wealth journey on your solid foundation.
Please contact us if you cannot find an answer to your question.
Our professional experience and education is specialized to benefit:
Yes. We are fiduciaries.
Imagine going to your doctor with a concern about your heart, and before running any tests, the doctor tries to sell you a pacemaker. The doctor then explained that you needed to act today before prices went up. Later you learned that the doctor was paid extra to promote this brand of pacemaker. While absurd for the medical profession, this scenario closely resembles much of what goes on in the investment and financial planning world.
As CFP® professionals, we take very seriously our fiduciary duty to always act in the client’s best interest (vs. just trying to sell you a product). For over a decade, our business has been built on a foundation of ALWAYS placing the client’s interest before any thought of our own compensation.
We recommend for clients the same financial planning strategies used in our personal accounts and the accounts of our immediate family members. Our commitment to honest and ethical behaviour has allowed us to build a very successful business.
Pay as you go consultation option: Hourly rate of $299.00 + sales tax
Subcription payment plans depend on the complexity.
Starter plan (Designed for young adults who are just starting out.)
Initial Deposit: $ 499.00 + sales tax
Monthly Retainer: $ 49.00 + sales tax
Individual plan (Designed for career focused singles)
Initial Deposit: $ 799.00 + sales tax
Monthly Retainer: $ 79.00 + sales tax
Family plan (Designed for couples)
Initial Deposit: $ 999.00 + sales tax
Monthly Retainer: $ 99.00 + sales tax
Corporate plan (Deisgned for business owners)
Initial Deposit: $1,999.00 + sales tax
Monthly Retainer: $ 199.00 + sales tax
Cash Flow program (Master your finances & paydown debt quickly)
Initial Deposit: $ 999.00 + sales tax
Monthly Retainer: $ 99.00 + sales tax
Should you decide to implement your plan through our firm, your planning fee will be customize to reflect this. We will discuss this process with you when the time comes.
We are paid a fee directly from clients who are "planning only" clients.
We are paid a commission for insurance and other financial products purchased through our company directly from the company offering the product.
While the complexity of your situation directly impacts the amount of time it takes to create your plan, experience has shown that it usually takes between 6 months and a year for us to create and help you implement your plan.
Once you have set your plan in motion, annual check-ups are strongly recommended to help you track your progress and adjust to life events and milestones as they come up.
It is important to review the plan when there is a lifestyle change such as marriage, birth, death, or divorce. In addition, any change in financial position such as receiving an inheritance, earning 10% more after a promotion or job change and paying off your debt/mortgage should trigger a review of your plan outside of your regular annual check-up schedule.
We'll send you our weekly newsletter covering the latest current events, news articles and provide some thoughts about how they might affect your finances and retirement lifestyle. (Delivered most Fridays.)
Want a financial planner who treats you like a partner instead of like an account number? We're on a mission to end the frustration, stress and uncertainty associated with dealing with your finances.
It all starts with a casual 10 - 15 minute conversation on the phone.
Click the button below and pick a time to chat.
Copyright © 2024 Affluence Partners Inc - All Rights Reserved.
The content of this site is intented for Canadian residents of AB, BC, SK, MB, ON & NS.